Free Chargeback & Scammer Account Checker
Check any OnlyFans, Fansly, Instagram, Telegram or Patreon account against our community-reported chargeback and scam registry. No login. No email. Free.
How the chargeback checker works
Pick the platform
OnlyFans, Fansly, Instagram, Telegram, Patreon — 19 platforms supported, plus 'Other'.
Enter the account
Type the username or @handle of the buyer, fan, or account you want to check.
See the result
Number of reports, when they happened, and a clear risk band — instantly.
OnlyFans chargebacks: why creators get burned
Chargebacks quietly eat into subscription-based creator income more than almost anything else. Here's what you're up against, and how this lookup helps.
On platforms like OnlyFans, Fansly, and Fanvue, a fan can dispute a charge with their bank weeks after they've already watched the content. The platform almost always sides with the cardholder, claws the money back from the creator, and adds a chargeback fee, typically $15–$25 per dispute. Hit a few in one month and your payouts can get frozen.
The same handful of buyers run this play over and over, hopping between creators. Until now, there was no easy way to know who they were. The scammer account checker above pulls from a community-built registry so you can spot a chargeback artist before you ship the content.
Want the full breakdown of how OnlyFans actually handles disputes, what the TOS says, and the prevention playbook creators use to cut their chargeback rate? Read our guide to OnlyFans chargebacks.
When to use the scammer lookup
Before accepting a custom request
Check the buyer's username before you sink hours into a custom video. Chargeback artists hit the same move again and again.
After a suspicious DM
Someone offering 'collab' or asking for a sample? Run the handle. Impersonators tend to get reported fast.
Vetting a new tipper
A big tip from a new account is usually great. Sometimes it's bait for a chargeback. Five seconds of checking is cheap insurance.
Tracking serial scammers across platforms
Same username on Telegram, Instagram, and OnlyFans? If they've burned creators on one, the others are probably next.
Instagram & Telegram scammer checker
Most creator-economy scams start outside the paywall. Our registry covers them too.
Impersonator accounts on Instagram and Telegram drain creators two ways. They steal sales with fake "discount" DMs, and they collect deposits for custom content that never actually gets made. The same handle often turns up on multiple platforms before any of them bans it.
Use the Instagram scammer checker and Telegram scammer check above to look up any handle in seconds. We also support Snapchat, Discord, X, Reddit, TikTok, and a free-text option for anything else.
Chargeback & scammer checker FAQ
- What is a chargeback in the creator economy?
- A chargeback happens when a fan disputes a payment with their bank after buying content or a subscription. The platform claws the money back from the creator, often weeks later, and tacks on a fee. Enough of them and your payouts get frozen or your account gets terminated. Some buyers do this on purpose after consuming the content. Our checker helps you spot the ones who've done it before.
- How does the scammer account checker work?
- Creators in our network submit reports on accounts that have charged back, scammed them on a custom, or impersonated them. Those reports get aggregated into one registry. When you enter a username and platform, we check whether that exact account has been flagged, how many times, and how recently.
- Which platforms are supported?
- OnlyFans, Fansly, FanCentro, ManyVids, Fanvue, LoyalFans, JustForFans, MYM, Patreon, Chaturbate, Stripchat, MyFreeCams, Instagram, Telegram, Snapchat, Twitter/X, Reddit, TikTok, Discord — plus a free-text 'Other' option for anything we don't list.
- What does 'No reports found' mean?
- Nobody in our network has flagged that account yet. That's a good sign, but it isn't a guarantee. First-time scammers exist. Treat it as one signal among several.
- Is this tool really free?
- Yes. No login, no card, no email. You just verify a CAPTCHA and look up the account. If you want to add a report or run bulk checks, that's where a free Copzi account comes in.
- How do I report a scammer or chargeback?
- Sign up for a free Copzi account. From the dashboard you can submit a report (platform + account name + optional note), and the entry shows up in this public checker for everyone else.
- Do you publish the names of reporters or any private info?
- No. We only expose the platform, the account name as reported, the report count, and the first/last report dates. Reporter identities and notes are never public.
Got scammed? Add a report — free.
Every reported account makes the registry stronger for the next creator. Reporting takes 30 seconds with a free Copzi account.